Last Chance! Save Big on Thailand Property Transfer Fees (0.01%) Before Mid-2026
For anyone planning to purchase a residence in Thailand right now, this is a golden opportunity you cannot afford to miss! The Thai government’s housing stimulus measure, aimed at reducing financial burdens by cutting transfer and mortgage registration fees to just 0.01%, is entering its final 6 months.
If you are looking to buy a house or condo—whether for living or investment—understanding these conditions could save you hundreds of thousands of Baht. Today, Shinyu Real Estate summarizes the key points to make it easy for you.
Summary: Property Transfer & Mortgage Fee Reduction 2026
As part of the government’s push to stimulate the real estate sector, the reduction of fees for registering rights and juristic acts for residential properties has been extended. This aims to make homeownership more accessible for Thai nationals.
The fee reductions are as follows:
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Transfer Fee: Reduced from 2% → 0.01%
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Mortgage Registration Fee: Reduced from 1% → 0.01%
(Note: This applies when the transfer and mortgage registration occur simultaneously.)
Who is Eligible for This Discount?
To ensure you don’t miss out on these savings, check the critical requirements before applying for a loan or signing a contract:
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Property Type: Covers detached houses, semi-detached houses, townhouses, commercial buildings, and condominiums (both new projects and second-hand/resale properties).
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Price Cap: The property’s trading price and appraised value must not exceed 7 Million Baht.
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Buyer Eligibility: Must be a Thai national (natural person).
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Duration: This measure is effective from today until June 30, 2026 only.
Shinyu Note: If you are a foreign investor with a Thai spouse, this is the perfect time to purchase property under your spouse’s name to maximize family savings.
Price Comparison: How Much Will You Save?
Reducing the fees to 0.01% results in massive savings. Here is a breakdown of the actual costs versus the standard rates:
| Property Price | Standard Fee (Approx. 3%) | New Fee (0.02%) | Total Savings |
| 3,000,000 THB | 90,000 THB | 600 THB | 89,400 THB |
| 5,000,000 THB | 150,000 THB | 1,000 THB | 149,000 THB |
| 7,000,000 THB | 210,000 THB | 1,400 THB | 208,600 THB |
Why You Must Decide Within These 6 Months
Waiting could cost you the opportunity to save over 200,000 Baht—money that could otherwise be used for furniture, renovation, or your down payment. Additionally, the first half of the year is when financial institutions often release the most competitive home loan promotions.
Consulting a real estate expert will help you select the most value-for-money project that aligns with these government incentives.
Find Your Dream Home with Shinyu Real Estate
If you are looking for the best value house or condo in a prime location, let Shinyu Real Estate be your trusted partner. We are ready to help you select a project that meets your lifestyle needs and handle all documentation professionally.
Contact us for a free consultation today!
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LINE Official: @shinyu
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Email: marketing@www.shinyurealestate.com
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Website: www.www.shinyurealestate.com
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Tel: 02-474-0271, 095-904-5171, 091-817-8283
11 Feb 2026
3 Minutes
